Fernando Albert Psychic Medium & Healer
Your Daily Dose of Light!
Please read the entire TERMS AND CONDITIONS OF USE and OUR LEGAL DISCLAIMER carefully before you use this Web site. If you do not agree to all these terms and conditions, do not access this Website, or any of its pages. If you use this Website, and whether or not you actually read these terms and conditions, you accept these terms. We may modify our terms and conditions for use of this Website at any time and without notice.
The following terms and conditions constitute the entire agreement and understanding between you and us, superseding any prior agreements and understandings governing your use of this Web site. Our failure to exercise or enforce any right or provision of these terms and conditions will not constitute a waiver of such right or provision.
These terms and conditions, and any issues relating to the information available on this Website are to be governed exclusively by the laws of the European Union. The use of this Website constitutes your irrevocable agreement that the E.U. has the sole and exclusive jurisdiction over any dispute relating to this website and the information contained in it.
In Soul Guidance & Meditation we respect any personal data you share with us and we keep it safe. We aim to be clear when we collect your data and not do anything you wouldn’t reasonably expect.
What this policy covers:
We ensure that we use your information in accordance with all applicable laws concerning the protection of personal information. This policy explains what information Soul Guidance & Meditation may collect about you and how we collect it:
- How we will use that information
- Whether we disclose your details to anyone else
- Your choices regarding the information you provide to us.
If you have any queries about this please contact us.
How we collect data
We collect information in the following ways:
1. When you give it to us DIRECTLY
You may give us your information for the following reasons:
- to request about our activities
- seeking potential employment
- obtaining email updates
- to receive services from us
2. When you give it to us INDIRECTLY
We do not collect information about the online services you use and how you use them, like when you open or click a link in one of our emails or visit our websites or view and interact with our social media.
What data we collect
The type and quantity of information we collect and how we use it depends on why you are providing it.
1. Email contact
If you contact us via email we will collect:
- Your name
- Your contact details
If you purchase any of our services we will usually collect:
- Contact details
- Credit card details
We retain records of any commercial transactions with us.
If you use your credit or debit card to pay for a service, online or over the phone, we will ensure that this is done securely and in accordance with the Payment Card Industry Data Security Standard. You can find out more information about PCI DSS on their website – https://www.pcisecuritystandards.org/security_standards/index.php
We do not store your credit or debit card details at all, following the completion of your transaction. All card details and validation codes are securely destroyed once the payment has been processed. Only staff authorized and trained to process payments will be able to see your card details.
Data Protection law recognizes that certain categories of personal information are more sensitive. This is known as sensitive personal data and covers health information, race, and religious beliefs. We do not collect ‘sensitive personal data’ about our clients.
Why we collect data
We will mainly use your data to:
- Provide you with the services, products or information you asked for
- Administer your purchases
- Let you know about new services
- Keep a record of your relationship with us
- Ensure we know how you prefer to be contacted
- Understand how we can improve our services, products or information.
We may also use your personal information to detect and reduce fraud.
How we share data
We do not normally share your data with other organizations and will only share your information if:
- We are legally required to do so, e.g. by a law enforcement agency legitimately exercising a power or if compelled by an order of the Court
- It is necessary to protect or defend our rights, property or the personal safety of our people or visitors to our websites
You data safety is very important to us.
- Working with a carefully-selected partner that is carrying out work on our behalf. These partners may include mailing houses and IT specialists. The kind of work we may ask them to do includes processing, packaging, mailing and delivering purchases or magazines, sending postal mail, emails and text messages, carrying out research or analysis and processing payments. We only choose partners we can trust. We will only pass personal data to them if they have signed a contract that requires them to:
- abide by the requirements of the General Data Protection Regulation
treat your information as carefully as we would
- only use the information for the purposes it was supplied (and not for their own purposes or the purposes of any other organization)
- allow us to carry out checks to ensure they are doing all these things.
We will only ever share your data in other circumstances if we have your explicit and informed consent.
We will never share, sell or swap your details with any third parties for the purposes of their own marketing or the monetizing of your data.
How we store data
We store information on computers located in the US and Spain. We may transfer data to our reputable third party suppliers as explained above. They may be situated inside or outside the European Economic Area. There is a posibility we also store information in paper files.
The importance of the security of all personally identifiable information associated with our clients and users is a must for us. We have security measures in place to attempt to protect against the loss, misuse, and alteration of personal data under our control. For example, only authorized personnel are allowed to access user information and we use secure server software (SSL) to encrypt financial and personal information you input before it is sent to us.
While we cannot ensure or guarantee that loss, misuse or alteration of data will not occur while it is under our control, we use our best efforts to try to prevent this.
Unfortunately, the transmission of data across the internet is not completely secure and whilst we do our best to try to protect the security of your information we cannot ensure or guarantee that loss, misuse or alteration of data will not occur whilst data is being transferred.
Where you or we have provided a password enabling you to access parts of our websites it is your responsibility to keep this password confidential. Please don’t share your password with anyone.
We will keep your information only for as long as we need it to provide you with the services or information you have required, to administer your relationship with us, to inform the preferences of our clients, to comply with the law, or to ensure we do not communicate with people that have asked us not to.
When we no longer need information we will always dispose of it securely, using specialist companies if necessary to do this work for us.
The General Data Protection Regulation gives you certain rights over your data and how we use it. These include:
- In certain circumstances to have inaccurate personal data rectified, blocked, erased or destroyed
- To prevent your data being used for direct marketing
- The right of access to a copy of the information we hold about you (known as a subject access request).
If you wish to exercise any of these rights. Please contact us using the contact forms you can find across these Web pages.
We will respond within one month of receipt of your written request and confirmed ID. Please provide as much information as possible about the nature of your contact with us to help us locate your records. Please note it is our policy to charge the statutory maximum fee of 10€ (Ten Euros) for a subject access request.
Where you have provided your consent for our use of your personal information. You always have a right to withdraw your consent at any time.
For more information about your rights under the Data Protection Act go to the website of the Information Commissioner’s Office at ico.org.uk.
In order, to help provide better service and to help address security hazards, Soul Guidance & Meditation may use a “cookie.” A cookie is a small bit of computer information that a Web site stores on the Web browser on your device, which it retrieves later. Cookies facilitate web browsing. Since they can store your preferences on the Website. And they can store your passwords so that you may not need to enter the password each time you access our Web site.
The cookies that Soul Guidance & Meditation uses can only be read by the Web site that has set the cookie. Most cookies last only for a single session or visit our Web site. In no event will cookies collect or contain any personal information. None that would enable you to be contacted by telephone, e-mail or regular mail. You may restrict your Web browser from accepting cookies. Or set it so that it will ask your permission before accepting cookies. But in order to obtain full access to our Website, you will need to allow cookies. Either on an individual or blanket basis.
We do not sell any information about our Website users.
MATERIALS TO BE CONSULTED
The purpose of the materials in this site is for you to consult them, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices. Any disclaimers, restrictions, disclosures or hedge clauses apply to any partial document or material in the same manner as they do to the whole, and will be deemed incorporated in the portion of any material or document that you consult or download.
I will connect with the world of Spirit and will also gain insight using my psychic awareness. The readings that I provide are for guidance only. What you decide to do with the information that I give you, including any actions you take, is down to your own personal responsibility and choice. You cannot use the answers from all readings and questions as legal, medical, financial, psychological or business. Therefore; fact and are subject to your own interpretation and judgment. For legal reasons, I have to advise you that the readings are for entertainment purposes only. You can’t use my services as a substitute for professional services. If you find yourself in said situation, you should seek advice from the relevant qualified expert.
COPYRIGHT AND RESTRICTIONS
You acknowledge and agree that this Website contains “Content” (including information, data, software, photographs, graphics, text, images, logos, icons, typefaces, audio and video material, and other material) that copyrights, trademarks, or other proprietary rights protect them, and that these rights are valid and protected in all forms, media, and technologies existing now or everything that can come in the future. The Content is the property of Soul Guidance & Meditation, or of our suppliers or licensors.
Meaning the collection, arrangement, and assembly) of all Content on this Website is the exclusive property of Soul Guidance & Meditation and is protected by E.U. and international copyright laws. You may not copy, modify, remove, delete, augment, add to, publish, transmit, participate in the transfer, license or sale of, create derivative works from, or in any way exploit any of the Content, in whole or in part, except as specifically permitted herein. If no specific restrictions display, you may make one copy of select portions of the Content, providing that:
(1) You only make the copy for your personal information and non-commercial use.
(2) Do not alter or modify the Content in any way.
(3) You maintain any notices contained in the Content. Such as all copyright notices, trademark legends, or other proprietary rights notices. Except as provided in the preceding sentence or as permitted by the fair use privilege under the E.U. copyright laws. You may not upload, post, reproduce, perform, or distribute any Content in any way without obtaining the express permission of Soul Guidance & Meditation.
The information and materials contained on this Website are provided “as is,” and Soul Guidance & Meditation does not warrant the accuracy, adequacy or completeness of any such information and materials, and expressly disclaims liability for errors or omissions in such information and materials. Any dated information is publishes as of its date only. And we do not undertake any obligation or responsibility to update or amend any such information. No warranty of any kind, implied, express or statutory, including but not limited to:. The warranties of non-infringement of third party rights. Title, merchantability, fitness for a particular purpose and freedom from computer virus. Gives in conjunction with the information and materials.
Always pursue safe and secure browsing.
Soul Guidance & Meditation does not warrant that use of the Website will be uninterrupted or error-free. Therefore, users are responsible for taking all precautions necessary. Ensure that any information and materials they may obtain from or through this Website are free of viruses and other disabling contamination.
In no event will Soul Guidance & Meditation be liable for any damages, including without limitation, direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this Web site or its use, or the inability to use, by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Soul Guidance & Meditation, or its representatives, are advised of the possibility of such damages, losses or expenses.
Your use of any third-party links contained on this Website is at your own risk. Hence, the content to which you link has not been developed, checked for accuracy or otherwise reviewed by Soul Guidance & Meditation, which makes no guarantees or representations as to, and shall have no liability for, any third-party website, including without limitation, the accuracy, subject matter, quality or timeliness of any electronic content. You hereby waive any claim you might have against us with respect to such other websites.